Mortgage Fraud Consulting
Mortgage Fraud Consulting
Uncover the Truth. Defend Your Home.
Mortgage fraud doesn’t always look like crime—until it’s too late. Lenders, servicers, and institutions often rely on your lack of knowledge to sneak in illegal practices that threaten your home. At E&R Home Mortgage Consulting, we bring over 18 years of hands-on experience identifying fraud, explaining your rights, and helping you take action before it’s too late.
If your mortgage feels confusing, dishonest, or unfair — that’s not your fault. And you’re not alone.
What Is Mortgage Fraud?
Mortgage fraud occurs when a lender or servicer knowingly misrepresents or withholds information related to your home loan. This can include inflated interest rates, illegal fees, forged documents, or even wrongful foreclosure actions. Many victims don’t realize they’ve been targeted until they are facing eviction.
Common signs include:
- Sudden or unexplained changes to your mortgage terms
- Being asked to pay a different company than your original lender
- Denial of modification requests without explanation
- Receiving foreclosure notices despite making payments
- Missing signatures or unusual paperwork
How E&R Helps You Fight Back
Our consulting process is built to expose hidden fraud and help you take back control. Here’s how we assist:
Loan Document Review
We examine your mortgage paperwork line by line to detect illegal terms, discrepancies, or missing disclosures
Servicer Behavior Analysis
We identify whether your lender or loan servicer is engaging in unlawful practices — like dual tracking or misapplication of payments
Foreclosure Timeline Review
We investigate the timeline of your case to determine if foreclosure proceedings were rushed, invalid, or improperly filed
Education & Strategy
We explain everything in plain language and help you make informed decisions on how to move forward
This Service Is for You If…
- You’re behind on your mortgage and unsure what your rights are
- You’ve been denied a loan modification with no explanation
- You’ve received foreclosure notices you don’t understand
- You suspect your lender is not being honest
- You feel overwhelmed by your mortgage documents
Let’s Review Your Mortgage Together
You don’t need to fight fraud alone. We’ll go over your documents with you, help you understand your situation, and build a plan to protect your home. The first consultation is free — and it could save everything.